ocity
💰 COL Index: 107 — Near Avg Cost

Salaries in Tracy, CA

Modeled occupation planning estimates with gross-pay and cost-context formulas.

Model generated 2026-02-26 · Methodology reviewed July 16, 2026 · 40 selected occupations

Selected-Role Model Average
$55,590
unweighted modeled medians; not a worker average
Purchasing-Power Model
$51,760
model average ÷ 107.4 × 100
Highest Modeled Role
Software Developer
$130,085
City 1BR Rent Reference
$2,094
monthly context; not a current quote

What does the salary model mean for Tracy?

$55,590 is the unweighted arithmetic average of the modeled medians for these 40 selected occupations. It is not an official mean or median for all local workers.

Model average$55,590/year
Gross monthly equivalent$4,633/month
Household income context$123,525

Keep the measures separate: gross monthly salary is before taxes and deductions; household income can include multiple earners; the selected-role model average is not weighted by local employment.

🏆 Highest Modeled Values in This 40-Role Set

Ranked by modeled annual occupation median. These are planning estimates, not direct local OEWS rows.

🥇 +2% vs national

Software Developer

$130,085
💡 Purchasing-power model $121,122
⏱ Hourly modeled equivalent $62.54/hr
National projected growth +17.0%
Career Guide → Best Cities →
🥈 +2% vs national

Accountant

$87,990
💡 Purchasing-power model $81,927
⏱ Hourly modeled equivalent $42.30/hr
National projected growth +3.0%
Career Guide → Best Cities →
🥉 +2% vs national

Registered Nurse

$87,980
💡 Purchasing-power model $81,918
⏱ Hourly modeled equivalent $42.30/hr
National projected growth +6.0%
Career Guide → Best Cities →
4️⃣ +2% vs national

Elementary School Teacher

$65,083
💡 Purchasing-power model $60,599
⏱ Hourly modeled equivalent $31.29/hr
National projected growth +3.0%
Career Guide → Best Cities →
5️⃣ +2% vs national

Electrician

$62,916
💡 Purchasing-power model $58,581
⏱ Hourly modeled equivalent $30.25/hr
National projected growth +3.0%
Career Guide → Best Cities →

📋 Complete Salary Guide — All 40 Occupations in Tracy

Purchasing-power equivalent = modeled annual median divided by the planning cost index (107.4/100). It does not estimate taxes or take-home pay. This city cost reference is above 100.

Showing all 40 occupations.

#
1 Software Developer $130,085
2 Accountant $87,990
3 Registered Nurse $87,980
4 Elementary School Teacher $65,083
5 Electrician $62,916
6 Real Estate Agent $62,844
7 Heavy Truck Driver $54,268
8 Data Analyst $51,110
9 Plumber $51,110
10 Welder $51,110
11 Graphic Designer $51,110
12 Insurance Agent $51,110
13 Pharmacist $51,110
14 Loan Officer $51,110
15 Paralegal $51,110
16 Carpenter $51,110
17 Human Resources Specialist $51,110
18 Physical Therapist $51,110
19 Financial Analyst $51,110
20 HVAC Technician $51,110
21 Police Officer $51,110
22 Nursing Assistant (CNA) $51,110
23 Firefighter $51,110
24 Construction Manager $51,110
25 Dental Hygienist $51,110
26 Web Developer $51,110
27 Marketing Manager $51,110
28 Nail Technician $51,110
29 Cosmetologist $51,110
30 Personal Trainer $51,110
31 Medical Assistant $51,110
32 Chef/Head Cook $51,110
33 Auto Mechanic $51,110
34 Social Worker $51,110
35 Dental Assistant $51,110
36 Pharmacy Technician $51,110
37 Veterinary Technician $51,110
38 Licensed Practical Nurse (LPN) $51,110
39 Project Manager $51,110
40 Security Guard $36,942

OCity planning estimates. National occupation references are inputs; displayed city values are modeled rather than direct local BLS occupation rows.

Tracy salary model: formulas, sources and limitations

Stored occupation model comparison

modeled estimate ÷ stored national reference = row comparison

On this owner, estimate-to-reference ratios are 0.324×–1.533× across occupations. Ratios can vary by occupation, so this is not described as one citywide multiplier or a direct local OEWS download.

Purchasing-power equivalent

modeled estimate ÷ 107.4 × 100

This comparison does not estimate taxes or take-home pay and is not an official BLS adjustment.

Limitations. “Average” is unweighted across selected occupations. Growth fields are national occupation projections, not local forecasts. City and metro geographies can differ. Repeated stored employment counts are not presented as local jobs.
BLS OEWS methodologyBLS national projectionsCensus/ACS income context

Model generated 2026-02-26; methodology reviewed July 16, 2026.

🏙️ Living Costs in Tracy

🏠
1BR Rent
$2,094/mo
🏡
2BR Rent
$2,617/mo
🏘️
Median Home
$674,500
📉
Unemployment
5.2%
💳
Median Income
$123,525
🎓
College Educated
27%
🚶
Walk Score
35/100
📊
Cost of Living
107
Near Avg Cost
📊 Full Cost of Living Breakdown → 🏠 Real Estate Market →

🧮 Test Your Tracy Budget

Use scenario tools to compare gross pay and city cost context. Results depend on the inputs and do not guarantee take-home pay, housing approval or affordability.

💰 Decode a Job Offer 🔄 Salary Equivalence Calculator 🔍 Career Arbitrage Tool

❓ Tracy Salary FAQ

What does the average salary in Tracy mean on this page?

▼
$55,590 is the unweighted arithmetic average of the modeled medians for 40 selected occupations. It is not an official mean or median for all Tracy workers.

What is the monthly salary estimate in Tracy?

▼
The selected-occupation model average equals about $4,633 per month before taxes and deductions. This gross arithmetic conversion is not take-home pay or household income.

What is a good salary in Tracy?

▼
There is no universal threshold. Household size, current housing quotes, taxes, debt, benefits, transportation and other recurring costs determine fit. The figures here are planning references, not affordability guarantees.

Are these direct local BLS salary observations for Tracy?

▼
No. Each stored city planning estimate is compared with its stored national occupation reference. The estimate-to-reference relationship is 0.324×–1.533× across occupations; it is not represented as one universal city multiplier or a direct local BLS observation.

📝 Planning Takeaways for Tracy

Use the occupation rows to compare modeled gross-pay references, not to predict an offer. Validate the exact role, experience level, employer, benefits and location. Then model taxes and current household costs before making a relocation or career decision.

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Explore Tracy Further

🏙️ Tracy City Overview 💰 Cost of Living 🏠 Real Estate 📊 Browse Salaries by City 💼 All Career Guides 🏘️ Neighborhood Guide 🔍 Career Arbitrage