๐Ÿ’ฐ COL Index: 103 โ€” Near Avg Cost

Salaries in Belgrade, MT

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 27 occupations ยท BLS + Census data

Avg. Salary
$57,519
across 27 roles
COL-Adjusted Avg
$55,844
real purchasing power
Top Paying Role
Software Developer
$128,405
1BR Rent
$1,081
median monthly

Youโ€™d expect a town of 11,000 to be a quiet spot, but Belgradeโ€™s 2.6% unemployment rate is tighter than the national average. Itโ€™s a blue-collar town with a surprising white-collar spine, thanks to the tech spillover from Bozeman just down the road. And hereโ€™s the kicker: the median household income is pushing $89,000.

Letโ€™s talk real money. Belgradeโ€™s cost of living sits at 103, meaning itโ€™s a touch pricier than the U.S. average. That $88,896 median income doesnโ€™t stretch as far as it might in, say, Billings. A one-bedroom apartment runs about $1,081 a month, which is manageable but eats into that take-home pay more than youโ€™d think for a town its size. Itโ€™s not a bargain, but itโ€™s not a wallet-drainer either.

Whoโ€™s actually thriving here? The data points to two clear winners. Software developers are pulling in a stunning $128,405 on average, a number that feels almost out of place until you realize theyโ€™re likely remote workers for Bozeman or Seattle firms. Thatโ€™s the big surprise. The other pillars are more traditional: healthcare, anchored by the local hospital system, and construction, driven by the relentless growth in the region. Accountants and nurses do well here, too, earning in the mid-$80,000s.

Hereโ€™s the honest catch: while the top earners are doing great, the average salary across all roles is just $57,519. Thatโ€™s a significant gap. Wages for service and retail workers havenโ€™t kept pace with the cost creep from the Bozeman effect. This city works beautifully for skilled trades, tech workers, and medical professionals. For everyone else, itโ€™s a tighter squeeze than the median income suggests.

The numbers below will show you exactly where you land in that divide.

๐Ÿ† Top 5 Highest-Paying Jobs in Belgrade

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +1% vs national

Software Developer

$128,405
๐Ÿ’ก COL-Adjusted $124,665
โฑ Hourly $61.73/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +1% vs national

Accountant

$86,854
๐Ÿ’ก COL-Adjusted $84,324
โฑ Hourly $41.76/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +1% vs national

Registered Nurse

$86,844
๐Ÿ’ก COL-Adjusted $84,315
โฑ Hourly $41.75/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +1% vs national

Elementary School Teacher

$64,243
๐Ÿ’ก COL-Adjusted $62,372
โฑ Hourly $30.89/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +1% vs national

Electrician

$62,103
๐Ÿ’ก COL-Adjusted $60,294
โฑ Hourly $29.86/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 27 Occupations in Belgrade

COL-Adjusted Salary = Raw salary divided by the cost of living index (103/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $128,405
2 Accountant $86,854
3 Registered Nurse $86,844
4 Elementary School Teacher $64,243
5 Electrician $62,103
6 Real Estate Agent $62,033
7 Heavy Truck Driver $53,567
8 Medical Assistant $50,449
9 Marketing Manager $50,449
10 Paralegal $50,449
11 Financial Analyst $50,449
12 Welder $50,449
13 Police Officer $50,449
14 Project Manager $50,449
15 Graphic Designer $50,449
16 Data Analyst $50,449
17 Plumber $50,449
18 Carpenter $50,449
19 Human Resources Specialist $50,449
20 Physical Therapist $50,449
21 Nursing Assistant (CNA) $50,449
22 Pharmacist $50,449
23 HVAC Technician $50,449
24 Firefighter $50,449
25 Construction Manager $50,449
26 Dental Hygienist $50,449
27 Web Developer $50,449

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Belgrade

๐Ÿ 
1BR Rent
$1,081/mo
๐Ÿก
2BR Rent
$1,351/mo
๐Ÿ˜๏ธ
Median Home
$499,000
๐Ÿ“‰
Unemployment
2.6%
๐Ÿ’ณ
Median Income
$88,896
๐ŸŽ“
College Educated
37%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
103
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Belgrade?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Belgrade. Enter your salary and see exactly how far your money goes.

โ“ Belgrade Salary FAQ

What is the average salary in Belgrade, MT?

โ–ผ
Across 40 occupations, the average salary in Belgrade is $57,519. This is slightly above the national average when adjusted for a Cost of Living Index of 103.0. The median household income is $88,896, indicating higher-earning households pull the average up.

What jobs pay the most in Belgrade?

โ–ผ
The highest paying role is Software Developer at $128,405. This is more than double the average salary of $57,519 across 40 occupations. Tech roles like this are key drivers of higher income in the area.

Is Belgrade affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $128,405 is very comfortable in Belgrade. With a 1BR rent of $1,081/month, housing costs are about 10% of the gross monthly income. The Cost of Living Index of 103.0 means expenses are 3% above the national average, which is manageable on this salary.

How does Belgrade's cost of living affect my paycheck?

โ–ผ
Belgrade's Cost of Living Index is 103.0, meaning expenses are 3% higher than the national average. This slightly reduces the purchasing power of your paycheck compared to a national average location. For context, the average salary of $57,519 provides less real income than in a lower-cost area.

What salary do you need to live comfortably in Belgrade?

โ–ผ
A comfortable salary in Belgrade is likely around $88,896, matching the median household income. This allows for a 1BR rent of $1,081/month (under 15% of gross income) and covers other costs despite the 103.0 COL Index. For single individuals, a salary above the average of $57,519 is recommended for comfort.

๐Ÿ“ Editor's Verdict: Is Belgrade Worth It?

Hereโ€™s my honest verdict: Belgrade isnโ€™t a gold rush, but itโ€™s a solid bet if you know how to play the board. With an average salary of $57,519 and a cost of living index just above the national average (103.0), you wonโ€™t get rich on a median income, especially when rent averages $1,081 a month. The clear winners? Software developers, who pull in $128,405 and see their COL-adjusted pay hit $124,665. Tech is the golden ticket here. Healthcare and trades can do fine, but the gap is stark. If youโ€™re considering the move, my advice: lock in a remote-friendly tech or engineering role first. That way, you get the Montana lifestyle without the Montana pay cut. For everyone else, run the numbers twice before you pack your bags.

Explore Belgrade Further