๐Ÿ’ฐ COL Index: 90 โ€” Very Affordable

Salaries in Billings, MT

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$66,947
across 40 roles
COL-Adjusted Avg
$74,718
real purchasing power
Top Paying Role
Marketing Manager
$152,702
1BR Rent
$874
median monthly

You might assume a city of 120,000 in Montana would be a backwater for high earners, but Billings quietly pays its marketing managers more than many coastal hubs do, once you factor in the cost of living. It's a counterintuitive truth: the city's top talent isn't just making a decent buck; they're building serious wealth on a Montana salary.

Billingsโ€™s cost of living sits at 89.6, meaning your dollar stretches about 10% further than the national average. That $152,702 marketing manager salary, adjusted for local prices, has the purchasing power of over $170,000 nationally. For a typical household earning the median of $67,028, that translates to a comfortable life, especially when a one-bedroom apartment averages just $874 a month. Itโ€™s not just cheap; itโ€™s a genuine financial advantage if you can land a solid role.

The economy here runs on healthcare, energy, and agriculture. Billings Clinic and St. Vincent Healthcare are massive employers, which explains the pharmacist salary hovering near $132,000. The tech sector is smaller but growing, pulling in software developers with six-figure paychecks. Youโ€™ll also find steady demand in construction and project management, fueled by the cityโ€™s steady expansion and its role as a regional hub for the Mountain West.

Hereโ€™s the honest catch: wages, while strong for specific roles, havenโ€™t always kept pace with the recent inflationary bumps weโ€™ve seen everywhere. Billings works exceptionally well for professionals in those top five fields, or for anyone in a remote role with a coastal salary. For others, itโ€™s a trade-off: lower pay, but a lifestyle thatโ€™s financially sustainable in a way thatโ€™s becoming rare in America.

The data below breaks down exactly who earns what, from the average salary across all roles to the specific paychecks for Billingsโ€™s most in-demand jobs.

๐Ÿ† Top 5 Highest-Paying Jobs in Billings

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Marketing Manager

$152,702
๐Ÿ’ก COL-Adjusted $170,426
โฑ Hourly $73.41/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 241
๐Ÿฅˆ -3% vs national

Pharmacist

$131,785
๐Ÿ’ก COL-Adjusted $147,081
โฑ Hourly $63.36/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 241
๐Ÿฅ‰ -3% vs national

Software Developer

$123,289
๐Ÿ’ก COL-Adjusted $137,599
โฑ Hourly $59.27/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 725
4๏ธโƒฃ -3% vs national

Construction Manager

$104,833
๐Ÿ’ก COL-Adjusted $117,001
โฑ Hourly $50.40/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 241
5๏ธโƒฃ -3% vs national

Project Manager

$98,120
๐Ÿ’ก COL-Adjusted $109,509
โฑ Hourly $47.17/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 241

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Billings

COL-Adjusted Salary = Raw salary divided by the cost of living index (90/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $152,702
2 Pharmacist $131,785
3 Software Developer $123,289
4 Construction Manager $104,833
5 Project Manager $98,120
6 Physical Therapist $96,599
7 Financial Analyst $95,920
8 Web Developer $89,856
9 Dental Hygienist $84,799
10 Accountant $83,394
11 Registered Nurse $83,384
12 Data Analyst $80,759
13 Police Officer $72,572
14 Human Resources Specialist $65,539
15 Elementary School Teacher $61,683
16 Plumber $61,373
17 Paralegal $60,792
18 Electrician $59,629
19 Real Estate Agent $59,561
20 Graphic Designer $59,426
21 Firefighter $55,337
22 Carpenter $55,144
23 HVAC Technician $53,933
24 Heavy Truck Driver $51,433
25 Dental Assistant $48,439
26 Insurance Agent $48,439
27 Chef/Head Cook $48,439
28 Nail Technician $48,439
29 Veterinary Technician $48,439
30 Pharmacy Technician $48,439
31 Licensed Practical Nurse (LPN) $48,439
32 Loan Officer $48,439
33 Cosmetologist $48,439
34 Personal Trainer $48,439
35 Auto Mechanic $48,439
36 Social Worker $48,439
37 Welder $48,042
38 Medical Assistant $37,075
39 Security Guard $35,012
40 Nursing Assistant (CNA) $34,644

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Billings

๐Ÿ 
1BR Rent
$874/mo
๐Ÿก
2BR Rent
$1,148/mo
๐Ÿ˜๏ธ
Median Home
$368,950
๐Ÿ“‰
Unemployment
2.6%
๐Ÿ’ณ
Median Income
$67,028
๐ŸŽ“
College Educated
35%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
90
Very Affordable

๐Ÿงฎ Can You Afford to Live in Billings?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Billings. Enter your salary and see exactly how far your money goes.

โ“ Billings Salary FAQ

What is the average salary in Billings, MT?

โ–ผ
The average salary across 40 occupations in Billings is $66,947. The median household income is $67,028, aligning closely with that average. Insight: This indicates a relatively consistent income distribution across the city.

What jobs pay the most in Billings?

โ–ผ
The highest paying role in Billings is Marketing Manager at $152,702. This is more than double the city's average salary of $66,947. Insight: Specialized management roles command significantly higher wages than the broader occupational average.

Is Billings affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $152,702 is highly affordable in Billings. With a cost of living index of 89.6 and 1BR rent at $874/month, housing costs are well below 20% of gross income. Insight: The low COL allows for substantial savings or discretionary spending on this salary.

How does Billings's cost of living affect my paycheck?

โ–ผ
Billings's cost of living index is 89.6, meaning expenses are about 10.4% lower than the national average. A $66,947 salary here has the purchasing power of roughly $74,700 nationally. Insight: Your paycheck goes further in Billings compared to most U.S. cities.

What salary do you need to live comfortably in Billings?

โ–ผ
To live comfortably in Billings, a single person likely needs a salary around $67,000, matching the median household income. This comfortably covers a 1BR rent of $874/month and other expenses given the 89.6 COL index. Insight: The city's affordability means a median income provides a comfortable standard of living.

๐Ÿ“ Editor's Verdict: Is Billings Worth It?

Hereโ€™s the honest verdict: Billings isnโ€™t a gold rush, but itโ€™s a solid, affordable grind. With an average salary near $67k and a cost of living index of 89.6 (plus rent at $874), your money stretches further than in most cities. Marketing Managers crush it hereโ€”$152k, or an eye-popping $170k adjustedโ€”but itโ€™s the trades and healthcare pros who will feel the biggest day-to-day win. Tech workers? Youโ€™ll do fine, but salaries lag behind bigger markets.

If youโ€™re moving here for work, donโ€™t just chase the paycheckโ€”lock in housing first. The rental market is still reasonable, but that wonโ€™t last forever. Billings wonโ€™t make you rich overnight, but it will let you live comfortably while you build your career. Worth it? If you value space, quiet, and a paycheck that actually covers your life, absolutely. If you need big-city buzz or Silicon Valley salaries, keep driving.

Explore Billings Further