๐Ÿ’ฐ COL Index: 97 โ€” Below Avg Cost

Salaries in Fort Collins, CO

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$68,399
across 40 roles
COL-Adjusted Avg
$70,806
real purchasing power
Top Paying Role
Marketing Manager
$156,012
1BR Rent
$1,350
median monthly

Fort Collins has a secret weapon for your wallet that most people miss. While everyone talks about Denver's boom, this city quietly packs a punch with salaries that stretch further than you'd expect. The real surprise? It's not just for college kids and beer lovers anymore.

Here's the math that matters: With a cost of living index at 96.6, you're getting a 3.4% discount compared to the national average. That $81,883 median household income buys more here than in most places, especially when you realize a one-bedroom apartment runs about $1,350 a month. Your paycheck doesn't just cover the basicsโ€”it actually goes the distance. I was genuinely surprised how far that median income stretches when you're not bleeding cash on rent like you would in Boulder or Denver.

The money flows from a few key spots. You've got the usual suspectsโ€”New Belgium Brewing and OtterBox are still major playersโ€”but the real action is in tech and healthcare. The software developer numbers tell the story: $125,961 base, or $130,394 after adjusting for our lower costs. Pharmaceutical companies and medical centers are big here too, which explains why pharmacists are pulling in nearly $135,000. Marketing managers at local companies are doing surprisingly well, clearing $156,000.

But here's the honest catch: that 3.4% unemployment rate means employers are fighting for talent, which helps wages. Still, I worry about whether salaries are keeping pace with the rapid cost increases we've seen lately. If you're in tech, healthcare, or management, this city works beautifully. If you're in retail or service work, the math gets tighter fast.

What follows is the detailed breakdown of who's earning what in Fort Collins right now, from the top-paying jobs to what you can actually expect across all roles.

๐Ÿ† Top 5 Highest-Paying Jobs in Fort Collins

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -1% vs national

Marketing Manager

$156,012
๐Ÿ’ก COL-Adjusted $161,503
โฑ Hourly $75.01/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 340
๐Ÿฅˆ -1% vs national

Pharmacist

$134,642
๐Ÿ’ก COL-Adjusted $139,381
โฑ Hourly $64.73/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 340
๐Ÿฅ‰ -1% vs national

Software Developer

$125,961
๐Ÿ’ก COL-Adjusted $130,394
โฑ Hourly $60.56/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 1K
4๏ธโƒฃ -1% vs national

Construction Manager

$107,106
๐Ÿ’ก COL-Adjusted $110,876
โฑ Hourly $51.49/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 340
5๏ธโƒฃ -1% vs national

Project Manager

$100,246
๐Ÿ’ก COL-Adjusted $103,774
โฑ Hourly $48.20/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 340

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Fort Collins

COL-Adjusted Salary = Raw salary divided by the cost of living index (97/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $156,012
2 Pharmacist $134,642
3 Software Developer $125,961
4 Construction Manager $107,106
5 Project Manager $100,246
6 Physical Therapist $98,692
7 Financial Analyst $98,000
8 Web Developer $91,803
9 Dental Hygienist $86,637
10 Accountant $85,201
11 Registered Nurse $85,192
12 Data Analyst $82,509
13 Police Officer $74,145
14 Human Resources Specialist $66,959
15 Elementary School Teacher $63,020
16 Plumber $62,703
17 Paralegal $62,109
18 Electrician $60,922
19 Real Estate Agent $60,852
20 Graphic Designer $60,714
21 Firefighter $56,537
22 Carpenter $56,339
23 HVAC Technician $55,102
24 Heavy Truck Driver $52,548
25 Loan Officer $49,490
26 Insurance Agent $49,490
27 Nail Technician $49,490
28 Personal Trainer $49,490
29 Cosmetologist $49,490
30 Chef/Head Cook $49,490
31 Auto Mechanic $49,490
32 Social Worker $49,490
33 Pharmacy Technician $49,490
34 Veterinary Technician $49,490
35 Licensed Practical Nurse (LPN) $49,490
36 Dental Assistant $49,490
37 Welder $49,084
38 Medical Assistant $37,879
39 Security Guard $35,771
40 Nursing Assistant (CNA) $35,395

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Fort Collins

๐Ÿ 
1BR Rent
$1,350/mo
๐Ÿก
2BR Rent
$1,646/mo
๐Ÿ˜๏ธ
Median Home
$555,000
๐Ÿ“‰
Unemployment
3.4%
๐Ÿ’ณ
Median Income
$81,883
๐ŸŽ“
College Educated
47%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
97
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Fort Collins?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Fort Collins. Enter your salary and see exactly how far your money goes.

โ“ Fort Collins Salary FAQ

What is the average salary in Fort Collins, CO?

โ–ผ
The average salary across 40 occupations in Fort Collins is $68,399 as of 2026. This figure is 16% below the median household income of $81,883, indicating a wide disparity between average earnings and typical household earnings. The local cost of living index is 96.6, meaning salaries stretch slightly further than the U.S. average.

What jobs pay the most in Fort Collins?

โ–ผ
The highest paying role in Fort Collins is Marketing Manager, with an average salary of $156,012 in 2026. This is more than double the city's overall average salary of $68,399. This role's high pay is driven by demand in the region's growing tech and business sectors.

Is Fort Collins affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager's salary of $156,012 is highly affordable in Fort Collins. With a 1BR rent of $1,350/month, housing costs would consume only about 10% of gross monthly income, well below the recommended 30% threshold. The cost of living index of 96.6 further enhances purchasing power.

How does Fort Collins's cost of living affect my paycheck?

โ–ผ
Fort Collins's cost of living index of 96.6 means your paycheck has about 3.4% more purchasing power than the national average. For example, a $68,399 average salary here would feel equivalent to earning roughly $70,730 in a city with a 100 index. This is primarily due to lower costs for housing and services compared to major coastal cities.

What salary do you need to live comfortably in Fort Collins?

โ–ผ
To live comfortably, targeting a salary around $81,883 (the median household income) is a practical benchmark for 2026. This allows for a 1BR rent of $1,350/month to be under 20% of gross income, providing ample room for other expenses and savings. While the average salary is $68,399, the higher median suggests that comfortably covering costs often requires earning above the city's average.

๐Ÿ“ Editor's Verdict: Is Fort Collins Worth It?

As an editor, my verdict: Fort Collins is a solid "maybe" financially. The average salary ($68,399) doesn't stretch as far as you'd hope when rent runs $1,350 a month, though the COL index (96.6) keeps it from being a total wallet-buster. The real winner? Marketing Managers, who clear $156K+ and see their purchasing power adjusted to $161K. Tech and healthcare workers can do well here, but tradespeople might find better leverage in pricier metros. If you're considering the move, my advice: secure the job before you sign a lease. The market's decent, but not so hot you should gamble on relocating blind.

Explore Fort Collins Further