๐Ÿ’ฐ COL Index: 103 โ€” Near Avg Cost

Salaries in Garland, TX

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$54,101
across 39 roles
COL-Adjusted Avg
$52,373
real purchasing power
Top Paying Role
Software Developer
$128,519
1BR Rent
$1,291
median monthly

You might think a city of 243,000 people just outside Dallas would be a bedroom community, but Garland has its own economic engine. Itโ€™s got a surprising number of high-paying tech and professional jobs for a suburb, which keeps the local salary data from being just a reflection of big-city wages.

Letโ€™s talk real purchasing power. Garlandโ€™s cost of living sits at 103.3, meaning itโ€™s about 3% pricier than the national average. A $1,291 one-bedroom rent isnโ€™t cheap, but itโ€™s also not the financial black hole you see in Dallas proper. The median household income of $71,729 stretches a bit further here than it would in the city center, but donโ€™t expect a bargain. Youโ€™re trading some urban excitement for slightly more space and a marginally lower financial squeeze.

The money flows from a few key sectors. Manufacturing and logistics are big, thanks to major players like Kraft Heinz and the massive distribution centers along I-30. But the real surprise is the tech and professional services scene. Software developers here can pull in nearly $128,500, which is a serious salary for the area. Youโ€™ll also find a steady demand for accountants and skilled trades like electricians, who are essential to keeping all that infrastructure running.

Hereโ€™s the honest catch: wages arenโ€™t exactly racing ahead of costs. With an unemployment rate of 4.0%, the job market is stable, but itโ€™s not a hotbed of opportunity for everyone. The average salary across all roles is $54,101, and after adjusting for the cost of living, thatโ€™s effectively $52,373. This city works best for skilled professionalsโ€”like those software developersโ€”and stable, union-backed trades. If youโ€™re in retail or hospitality, the math gets a lot tighter.

The data below breaks down who earns what, showing just how much your profession matters in this particular North Texas economy.

๐Ÿ† Top 5 Highest-Paying Jobs in Garland

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +1% vs national

Software Developer

$128,519
๐Ÿ’ก COL-Adjusted $124,413
โฑ Hourly $61.79/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +1% vs national

Accountant

$86,932
๐Ÿ’ก COL-Adjusted $84,155
โฑ Hourly $41.79/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +1% vs national

Elementary School Teacher

$64,300
๐Ÿ’ก COL-Adjusted $62,246
โฑ Hourly $30.91/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +1% vs national

Electrician

$62,159
๐Ÿ’ก COL-Adjusted $60,173
โฑ Hourly $29.88/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +1% vs national

Real Estate Agent

$62,088
๐Ÿ’ก COL-Adjusted $60,105
โฑ Hourly $29.85/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Garland

COL-Adjusted Salary = Raw salary divided by the cost of living index (103/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $128,519
2 Accountant $86,932
3 Elementary School Teacher $64,300
4 Electrician $62,159
5 Real Estate Agent $62,088
6 Heavy Truck Driver $53,615
7 Medical Assistant $50,495
8 Paralegal $50,495
9 Pharmacy Technician $50,495
10 Veterinary Technician $50,495
11 Carpenter $50,495
12 Human Resources Specialist $50,495
13 Physical Therapist $50,495
14 Financial Analyst $50,495
15 Pharmacist $50,495
16 HVAC Technician $50,495
17 Police Officer $50,495
18 Nursing Assistant (CNA) $50,495
19 Nail Technician $50,495
20 Cosmetologist $50,495
21 Personal Trainer $50,495
22 Chef/Head Cook $50,495
23 Auto Mechanic $50,495
24 Social Worker $50,495
25 Licensed Practical Nurse (LPN) $50,495
26 Dental Assistant $50,495
27 Firefighter $50,495
28 Construction Manager $50,495
29 Dental Hygienist $50,495
30 Web Developer $50,495
31 Marketing Manager $50,495
32 Loan Officer $50,495
33 Insurance Agent $50,495
34 Welder $50,495
35 Project Manager $50,495
36 Graphic Designer $50,495
37 Data Analyst $50,495
38 Plumber $50,495
39 Security Guard $36,497

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Garland

๐Ÿ 
1BR Rent
$1,291/mo
๐Ÿก
2BR Rent
$1,613/mo
๐Ÿ˜๏ธ
Median Home
$281,000
๐Ÿ“‰
Unemployment
4.0%
๐Ÿ’ณ
Median Income
$71,729
๐ŸŽ“
College Educated
25%
๐Ÿšถ
Walk Score
55/100
๐Ÿ“Š
Cost of Living
103
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Garland?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Garland. Enter your salary and see exactly how far your money goes.

โ“ Garland Salary FAQ

What is the average salary in Garland, TX?

โ–ผ
The average salary across 40 occupations in Garland is $54,101. The median household income is $71,729, which reflects combined earnings. Insight: The average is lower than the median, suggesting a distribution skewed by higher-earning households.

What jobs pay the most in Garland?

โ–ผ
The highest paying role in Garland is Software Developer at $128,519. This is more than double the citywide average of $54,101. Insight: Tech roles command a significant premium, indicating strong demand in the sector.

Is Garland affordable on a Software Developer salary?

โ–ผ
Yes, a $128,519 salary is well above Garland's median household income of $71,729. With a 1BR rent of $1,291/month, housing costs are manageable. Insight: The salary provides substantial disposable income after rent, assuming standard budgeting.

How does Garland's cost of living affect my paycheck?

โ–ผ
Garland's COL Index is 103.3, meaning it's 3.3% above the national average. This modest increase slightly reduces purchasing power compared to average U.S. locations. Insight: Your paycheck will stretch less than in lower-cost areas but more than in high-cost metros.

What salary do you need to live comfortably in Garland?

โ–ผ
A comfortable salary in Garland is at least the median household income of $71,729, which covers housing and basics. For more discretionary spending, aim for 20-30% above this. Insight: The average salary of $54,101 may be tight for comfort, as it's below the median.

๐Ÿ“ Editor's Verdict: Is Garland Worth It?

Honestly, Garland isnโ€™t a salary powerhouse, but itโ€™s not a trap either. With the cost of living at 103.3 and rent around $1,291, that $54k average feels doable if you budget smart. If youโ€™re in tech, youโ€™re the clear winner hereโ€”software developers pull in $128k, and even after adjusting for costs, youโ€™re still clearing $124k. Healthcare and trades can do fine, but youโ€™ll need to hustle for top-tier pay. If youโ€™re considering the move, my advice? Lock in a job before you relocate. The marketโ€™s competitive, and having an offer in hand lets you negotiate rent and avoid settling. Garlandโ€™s not glamorous, but for tech workers chasing value, itโ€™s a solid bet.

Explore Garland Further