๐Ÿ’ฐ COL Index: 98 โ€” Below Avg Cost

Salaries in Georgetown, TX

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$53,991
across 40 roles
COL-Adjusted Avg
$55,318
real purchasing power
Top Paying Role
Software Developer
$126,343
1BR Rent
$1,220
median monthly

You might assume a city this close to Austin would be a bedroom community for tech commuters, but Georgetownโ€™s workforce is surprisingly self-contained. With a 4% unemployment rate and a median household income of $95,160, itโ€™s not just a dormitory for the state capital. Nearly half its residents hold a bachelorโ€™s degree or higher, fueling a local economy that doesnโ€™t beg for a bigger-city paycheck.

Hereโ€™s the real story on your wallet: Georgetownโ€™s cost of living sits at 97.6, meaning itโ€™s about 2.4% cheaper than the national average. That doesnโ€™t sound dramatic, but it adds up. A software developer making $126,340 here has the purchasing power of someone earning nearly $130,000 in an average U.S. city. For a single person, a one-bedroom apartment runs about $1,220 a month, a manageable chunk of that local software salary. Itโ€™s not a bargain bin, but itโ€™s a far cry from Austinโ€™s brutal rent hikes.

So whoโ€™s actually thriving? The data points to a few clear winners. Software developers are the obvious top earners, pulling in over $126,000, which is a testament to the cityโ€™s growing tech corridor along I-35. Healthcare is another anchor; registered nurses command solid salaries around $85,450, reflecting the presence of large employers like St. Davidโ€™s Georgetown Hospital. And you canโ€™t ignore the trades. The cityโ€™s constant growth means electricians are in high demand, earning over $61,000. Itโ€™s a classic mix of old and new Texas money.

Hereโ€™s my honest take: the wages are decent, but theyโ€™re not exploding. The average salary across all roles is $53,991, which, while adjusted to about $55,300 for local prices, still feels tight if youโ€™re managing a family on a single income. Teachers, for instance, make around $63,000, which is respectable for a public school job but requires careful budgeting. The city works best for dual-income households or skilled professionals in tech, healthcare, or the trades. If youโ€™re in one of those buckets, youโ€™ll find your money goes further here than in most Texas cities.

The numbers below will show you exactly how your profession stacks up against Georgetownโ€™s unique economic balance.

๐Ÿ† Top 5 Highest-Paying Jobs in Georgetown

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -1% vs national

Software Developer

$126,343
๐Ÿ’ก COL-Adjusted $129,450
โฑ Hourly $60.74/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ -1% vs national

Accountant

$85,460
๐Ÿ’ก COL-Adjusted $87,561
โฑ Hourly $41.09/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ -1% vs national

Registered Nurse

$85,450
๐Ÿ’ก COL-Adjusted $87,551
โฑ Hourly $41.08/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ -1% vs national

Elementary School Teacher

$63,211
๐Ÿ’ก COL-Adjusted $64,765
โฑ Hourly $30.39/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ -1% vs national

Electrician

$61,106
๐Ÿ’ก COL-Adjusted $62,609
โฑ Hourly $29.38/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Georgetown

COL-Adjusted Salary = Raw salary divided by the cost of living index (98/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $126,343
2 Accountant $85,460
3 Registered Nurse $85,450
4 Elementary School Teacher $63,211
5 Electrician $61,106
6 Real Estate Agent $61,037
7 Heavy Truck Driver $52,707
8 Police Officer $49,639
9 Project Manager $49,639
10 Graphic Designer $49,639
11 Loan Officer $49,639
12 Insurance Agent $49,639
13 Data Analyst $49,639
14 Plumber $49,639
15 Carpenter $49,639
16 Physical Therapist $49,639
17 Paralegal $49,639
18 Human Resources Specialist $49,639
19 Pharmacist $49,639
20 HVAC Technician $49,639
21 Nursing Assistant (CNA) $49,639
22 Firefighter $49,639
23 Web Developer $49,639
24 Construction Manager $49,639
25 Marketing Manager $49,639
26 Dental Hygienist $49,639
27 Nail Technician $49,639
28 Medical Assistant $49,639
29 Cosmetologist $49,639
30 Personal Trainer $49,639
31 Chef/Head Cook $49,639
32 Social Worker $49,639
33 Financial Analyst $49,639
34 Dental Assistant $49,639
35 Licensed Practical Nurse (LPN) $49,639
36 Welder $49,639
37 Pharmacy Technician $49,639
38 Veterinary Technician $49,639
39 Auto Mechanic $49,639
40 Security Guard $35,879

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Georgetown

๐Ÿ 
1BR Rent
$1,220/mo
๐Ÿก
2BR Rent
$1,525/mo
๐Ÿ˜๏ธ
Median Home
$425,000
๐Ÿ“‰
Unemployment
4.0%
๐Ÿ’ณ
Median Income
$95,160
๐ŸŽ“
College Educated
43%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
98
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Georgetown?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Georgetown. Enter your salary and see exactly how far your money goes.

โ“ Georgetown Salary FAQ

What is the average salary in Georgetown, TX?

โ–ผ
The average salary across 40 occupations in Georgetown, TX is $53,991. This is below the 2026 national average, reflecting a lower-cost market. Insight: The Cost of Living Index is 97.6, meaning local salaries stretch 2.4% further than the U.S. average.

What jobs pay the most in Georgetown?

โ–ผ
The highest paying role is Software Developer at $126,343. This is more than double the local average salary, indicating a strong premium for tech skills. Insight: Tech roles often command salaries well above Georgetownโ€™s median household income of $95,160.

Is Georgetown affordable on a Software Developer salary?

โ–ผ
Yes, a $126,343 salary is highly affordable in Georgetown. A 1BR rent of $1,220/month represents only 11.6% of gross monthly income, well below the recommended 30% threshold. Insight: The Cost of Living Index of 97.6 means your paycheck goes slightly further than the U.S. average.

How does Georgetown's cost of living affect my paycheck?

โ–ผ
Georgetown's Cost of Living Index is 97.6, which is 2.4% below the national average. This means your paycheck has more purchasing power compared to many other U.S. cities. Insight: With a 1BR rent of $1,220, housing costs are manageable relative to the local median household income of $95,160.

What salary do you need to live comfortably in Georgetown?

โ–ผ
A comfortable salary in Georgetown is around $95,160, matching the median household income. This covers a 1BR rent of $1,220/month at 15% of gross income, leaving ample room for other expenses. Insight: The Cost of Living Index of 97.6 means this budget is slightly easier to maintain than the U.S. average.

๐Ÿ“ Editor's Verdict: Is Georgetown Worth It?

Hereโ€™s my honest verdict: Georgetown is a solid bet if youโ€™re in tech. With a Software Developer earning a COL-adjusted $129,450 and rent at $1,220 a month, youโ€™re getting great value. For everyone elseโ€”healthcare, trades, general rolesโ€”the average salary of $53,991 against a 97.6 COL index feels merely okay, not amazing. Tech workers win big here; others will find it comfortable but not life-changing. If youโ€™re considering the move, donโ€™t just chase the jobโ€”visit first. Austinโ€™s boom is spilling over, but Georgetownโ€™s small-town vibe isnโ€™t for everyone. If you can handle the quiet and the commute, your wallet will thank you. If not, youโ€™ll feel stuck fast.

Explore Georgetown Further