๐Ÿ’ฐ COL Index: 91 โ€” Below Avg Cost

Salaries in Norfolk, NE

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 27 occupations ยท BLS + Census data

Avg. Salary
$55,382
across 27 roles
COL-Adjusted Avg
$61,196
real purchasing power
Top Paying Role
Software Developer
$123,633
1BR Rent
$859
median monthly

Hereโ€™s the thing about Norfolk: you can make six figures here and still feel like youโ€™re living in a different economy than the software developer in Austin. In 2026, this little city of 26,000 people in northeast Nebraska is quietly one of the best places in the country to stretch a paycheck, especially if youโ€™re in the right field.

With a cost of living index of 90.5โ€”about 10% below the national averageโ€”that median household income of $62,175 buys real comfort. A one-bedroom apartment runs you just $859 a month. For a software developer pulling in $123,633, the COL-adjusted purchasing power is equivalent to making over $136,000 in a typical U.S. city. Thatโ€™s not just good; thatโ€™s a secret weapon. Even an accountant or nurse earning around $83,600 here has the buying power of someone making over $92,000 elsewhere. Itโ€™s a stark reminder that salary numbers without context are just noise.

Whoโ€™s thriving? The healthcare and education sectors are the bedrock, anchored by regional medical centers and Norfolk Public Schools. Manufacturing and agriculture support the local economy, but the real surprise is the tech presence. Youโ€™ll find a surprising number of software developers and IT professionals who have figured out they can work remotely for coastal salaries while paying Midwestern rent. Itโ€™s a quiet boom.

Now, the catch. Unemployment is a razor-thin 2.4%, which is great for job security, but it also means local employers donโ€™t have to compete as hard for talent. Wages, while strong in top fields, havenโ€™t always kept pace with the national surge. The average salary across all roles is $55,382 (COL-adjusted to $61,196). This city works brilliantly for skilled professionals in high-demand roles, remote workers, and families. Itโ€™s less ideal if youโ€™re in a lower-wage industry without strong bargaining power.

The data below breaks down exactly who wins and what you can expect to take home.

๐Ÿ† Top 5 Highest-Paying Jobs in Norfolk

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Software Developer

$123,633
๐Ÿ’ก COL-Adjusted $136,611
โฑ Hourly $59.44/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ -3% vs national

Accountant

$83,626
๐Ÿ’ก COL-Adjusted $92,404
โฑ Hourly $40.20/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ -3% vs national

Registered Nurse

$83,617
๐Ÿ’ก COL-Adjusted $92,394
โฑ Hourly $40.20/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ -3% vs national

Elementary School Teacher

$61,855
๐Ÿ’ก COL-Adjusted $68,348
โฑ Hourly $29.74/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ -3% vs national

Electrician

$59,795
๐Ÿ’ก COL-Adjusted $66,072
โฑ Hourly $28.75/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 27 Occupations in Norfolk

COL-Adjusted Salary = Raw salary divided by the cost of living index (91/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $123,633
2 Accountant $83,626
3 Registered Nurse $83,617
4 Elementary School Teacher $61,855
5 Electrician $59,795
6 Real Estate Agent $59,727
7 Heavy Truck Driver $51,576
8 Nursing Assistant (CNA) $48,575
9 Paralegal $48,575
10 Welder $48,575
11 Dental Hygienist $48,575
12 Police Officer $48,575
13 Project Manager $48,575
14 Graphic Designer $48,575
15 Data Analyst $48,575
16 Plumber $48,575
17 Firefighter $48,575
18 Physical Therapist $48,575
19 Carpenter $48,575
20 Human Resources Specialist $48,575
21 Financial Analyst $48,575
22 Pharmacist $48,575
23 HVAC Technician $48,575
24 Web Developer $48,575
25 Construction Manager $48,575
26 Marketing Manager $48,575
27 Medical Assistant $48,575

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Norfolk

๐Ÿ 
1BR Rent
$859/mo
๐Ÿก
2BR Rent
$1,073/mo
๐Ÿ˜๏ธ
Median Home
$275,000
๐Ÿ“‰
Unemployment
2.4%
๐Ÿ’ณ
Median Income
$62,175
๐ŸŽ“
College Educated
24%
๐Ÿšถ
Walk Score
30/100
๐Ÿ“Š
Cost of Living
91
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Norfolk?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Norfolk. Enter your salary and see exactly how far your money goes.

โ“ Norfolk Salary FAQ

What is the average salary in Norfolk, NE?

โ–ผ
The average salary across 40 occupations in Norfolk is $55,382. This is below the median household income of $62,175. Insight: The average worker earns less than the typical household, suggesting dual-income households are common.

What jobs pay the most in Norfolk?

โ–ผ
The highest paying role is Software Developer at $123,633. This is more than double the city's average salary of $55,382. Insight: Tech roles command a significant premium, making them top earners in the local market.

Is Norfolk affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $123,633 is highly affordable in Norfolk. With a cost of living index of 90.5 (10% below average) and 1BR rent at $859/month, housing costs are low. Insight: This salary provides substantial disposable income after covering basic expenses.

How does Norfolk's cost of living affect my paycheck?

โ–ผ
Norfolk's cost of living index is 90.5, meaning your paycheck has about 10% more purchasing power than the national average. A $55,382 salary here feels like earning approximately $60,980 nationally. Insight: Lower costs amplify the real value of your income, especially for housing and services.

What salary do you need to live comfortably in Norfolk?

โ–ผ
To live comfortably in Norfolk, a single person likely needs a salary of around $50,000-$60,000. This covers a 1BR apartment ($859/mo), utilities, groceries, and discretionary spending, aligning with the median household income of $62,175. Insight: The city's affordability means you don't need a high salary for a comfortable lifestyle compared to larger metros.

๐Ÿ“ Editor's Verdict: Is Norfolk Worth It?

Hereโ€™s my honest verdict: Norfolk is a solid pick if youโ€™re chasing a software developer career. The numbers make a strong case: the best-paying job here ($123,633) becomes even better after cost-of-living adjustment ($136,611), and rent at $859 a month keeps life affordable. With a COL index of 90.5, your paycheck goes further than in many cities.

Tech workers clearly benefit most, but healthcare and trades also find steady demand and reasonable pay relative to expenses. If youโ€™re in a high-skill, remote-friendly role, youโ€™ll squeeze the most value out of this market.

One piece of advice: line up a job before you move. Salaries vary widely, and while the cost of living is forgiving, the best opportunities are still concentrated with local employers. Make the numbers work for you, not against you.

Explore Norfolk Further