๐Ÿ’ฐ COL Index: 108 โ€” Near Avg Cost

Salaries in Rancho Cucamonga, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$54,839
across 39 roles
COL-Adjusted Avg
$50,825
real purchasing power
Top Paying Role
Software Developer
$130,276
1BR Rent
$2,104
median monthly

Hereโ€™s the deal about working in Rancho Cucamonga in 2026: youโ€™re earning a median household income of $103,358, which feels solid. But youโ€™re paying a premium to live hereโ€”cost of living is nearly 8% above the national average, and a one-bedroom apartment runs you $2,104 a month.

So what does that mean for your actual purchasing power? Itโ€™s a mixed bag. The cityโ€™s median income doesnโ€™t stretch as far as youโ€™d hope. After you adjust for that 107.9 cost of living index, the average salary here effectively drops to about $50,825. Thatโ€™s a reality check. Itโ€™s not a cheap place to be, especially if youโ€™re not in a high-skill field.

Whoโ€™s actually thriving here? The data points to a classic Inland Empire split. Youโ€™ve got the tech and professional services crowdโ€”software developers are pulling in $130,276, and accountants arenโ€™t far behind at $88,120. These are the jobs that keep the local economy humming, likely tied to the logistics and warehouse boom along the I-15 corridor and the professional firms serving the region. Itโ€™s a suburb with serious professional ambition.

Hereโ€™s my honest take: wages arenโ€™t exactly sprinting ahead of costs. The unemployment rate is 5.2%, which is a touch tight, but that COL-adjusted average salary tells you the pressure is on. This city works best for dual-income households or anyone in those top-tier tech or finance roles. For everyone else, itโ€™s a grind.

The numbers below will break it all down, from teachers to electricians, so you can see exactly where youโ€™d fit.

๐Ÿ† Top 5 Highest-Paying Jobs in Rancho Cucamonga

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +2% vs national

Software Developer

$130,276
๐Ÿ’ก COL-Adjusted $120,738
โฑ Hourly $62.63/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +2% vs national

Accountant

$88,120
๐Ÿ’ก COL-Adjusted $81,668
โฑ Hourly $42.37/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +2% vs national

Elementary School Teacher

$65,178
๐Ÿ’ก COL-Adjusted $60,406
โฑ Hourly $31.34/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +2% vs national

Electrician

$63,008
๐Ÿ’ก COL-Adjusted $58,395
โฑ Hourly $30.29/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +2% vs national

Real Estate Agent

$62,937
๐Ÿ’ก COL-Adjusted $58,329
โฑ Hourly $30.26/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Rancho Cucamonga

COL-Adjusted Salary = Raw salary divided by the cost of living index (108/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $130,276
2 Accountant $88,120
3 Elementary School Teacher $65,178
4 Electrician $63,008
5 Real Estate Agent $62,937
6 Heavy Truck Driver $54,348
7 Plumber $51,184
8 Police Officer $51,184
9 Paralegal $51,184
10 Carpenter $51,184
11 Physical Therapist $51,184
12 Human Resources Specialist $51,184
13 Financial Analyst $51,184
14 Pharmacist $51,184
15 HVAC Technician $51,184
16 Nursing Assistant (CNA) $51,184
17 Welder $51,184
18 Insurance Agent $51,184
19 Nail Technician $51,184
20 Cosmetologist $51,184
21 Chef/Head Cook $51,184
22 Personal Trainer $51,184
23 Auto Mechanic $51,184
24 Social Worker $51,184
25 Veterinary Technician $51,184
26 Dental Assistant $51,184
27 Pharmacy Technician $51,184
28 Licensed Practical Nurse (LPN) $51,184
29 Firefighter $51,184
30 Construction Manager $51,184
31 Dental Hygienist $51,184
32 Marketing Manager $51,184
33 Medical Assistant $51,184
34 Loan Officer $51,184
35 Project Manager $51,184
36 Data Analyst $51,184
37 Web Developer $51,184
38 Graphic Designer $51,184
39 Security Guard $36,996

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Rancho Cucamonga

๐Ÿ 
1BR Rent
$2,104/mo
๐Ÿก
2BR Rent
$2,630/mo
๐Ÿ˜๏ธ
Median Home
$752,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$103,358
๐ŸŽ“
College Educated
34%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
108
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Rancho Cucamonga?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Rancho Cucamonga. Enter your salary and see exactly how far your money goes.

โ“ Rancho Cucamonga Salary FAQ

What is the average salary in Rancho Cucamonga, CA?

โ–ผ
The average salary across 40 occupations is $54,839. This is 47% lower than the median household income of $103,358, indicating a significant income disparity between average workers and households.

What jobs pay the most in Rancho Cucamonga?

โ–ผ
The highest paying role is Software Developer at $130,276, which is 2.4 times the city's average salary. This tech role alone exceeds the median household income by 26%.

Is Rancho Cucamonga affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $130,276 is 2.6 times the median household income and 6.2 times the annual cost of a 1BR apartment ($25,248). However, with a COL index of 107.9, this salary only provides 16% more purchasing power than the national average.

How does Rancho Cucamonga's cost of living affect my paycheck?

โ–ผ
With a COL index of 107.9, your paycheck has 7.9% less purchasing power than the national average. A $54,839 salary here has the same buying power as $50,823 nationally, meaning you need to earn 7.9% more to maintain the same standard of living.

What salary do you need to live comfortably in Rancho Cucamonga?

โ–ผ
To live comfortably, you need a salary that covers a 1BR apartment ($2,104/mo) plus the 30% housing rule, requiring approximately $84,160 annually. This is 54% higher than the city's average salary of $54,839, making comfort unattainable for most average workers.

๐Ÿ“ Editor's Verdict: Is Rancho Cucamonga Worth It?

Hereโ€™s my honest take: Rancho Cucamonga isnโ€™t a slam dunk for every wallet. With a 107.9 cost-of-living index and average rent at $2,104, the average $54,839 salary leaves you stretched. Tech is the clear winner hereโ€”software developers earn $130,276, and even after adjusting for costs, they still take home $120,738. Healthcare and trades can do fine, but youโ€™ll feel the squeeze more unless youโ€™re in a senior or specialized role. If youโ€™re chasing tech money and want a clean, suburban base near LA without the chaos, this works. But if youโ€™re in a lower-paying field, the math gets tough fast. My advice? Donโ€™t move until youโ€™ve got a job offer that beats the adjusted averageโ€”donโ€™t bet on finding it after you land.

Explore Rancho Cucamonga Further