ocity
💰 COL Index: 90 — Very Affordable

Salaries in Spearfish, SD

Modeled occupation planning estimates with gross-pay and cost-context formulas.

Model generated 2026-02-26 · Methodology reviewed July 16, 2026 · 27 selected occupations

Selected-Role Model Average
$55,210
unweighted modeled medians; not a worker average
Purchasing-Power Model
$61,688
model average ÷ 89.5 × 100
Highest Modeled Role
Software Developer
$123,251
City 1BR Rent Reference
$760
monthly context; not a current quote

What does the salary model mean for Spearfish?

$55,210 is the unweighted arithmetic average of the modeled medians for these 27 selected occupations. It is not an official mean or median for all local workers.

Model average$55,210/year
Gross monthly equivalent$4,601/month
Household income context$59,731

Keep the measures separate: gross monthly salary is before taxes and deductions; household income can include multiple earners; the selected-role model average is not weighted by local employment.

🏆 Highest Modeled Values in This 27-Role Set

Ranked by modeled annual occupation median. These are planning estimates, not direct local OEWS rows.

🥇 -3% vs national

Software Developer

$123,251
💡 Purchasing-power model $137,711
⏱ Hourly modeled equivalent $59.26/hr
National projected growth +17.0%
Career Guide → Best Cities →
🥈 -3% vs national

Accountant

$83,368
💡 Purchasing-power model $93,149
⏱ Hourly modeled equivalent $40.08/hr
National projected growth +3.0%
Career Guide → Best Cities →
🥉 -3% vs national

Registered Nurse

$83,358
💡 Purchasing-power model $93,137
⏱ Hourly modeled equivalent $40.08/hr
National projected growth +6.0%
Career Guide → Best Cities →
4️⃣ -3% vs national

Elementary School Teacher

$61,664
💡 Purchasing-power model $68,898
⏱ Hourly modeled equivalent $29.65/hr
National projected growth +3.0%
Career Guide → Best Cities →
5️⃣ -3% vs national

Electrician

$59,611
💡 Purchasing-power model $66,604
⏱ Hourly modeled equivalent $28.66/hr
National projected growth +3.0%
Career Guide → Best Cities →

📋 Complete Salary Guide — All 27 Occupations in Spearfish

Purchasing-power equivalent = modeled annual median divided by the planning cost index (89.5/100). It does not estimate taxes or take-home pay. This city cost reference is below 100.

Showing all 27 occupations.

#
1 Software Developer $123,251
2 Accountant $83,368
3 Registered Nurse $83,358
4 Elementary School Teacher $61,664
5 Electrician $59,611
6 Real Estate Agent $59,543
7 Heavy Truck Driver $51,417
8 Marketing Manager $48,424
9 Medical Assistant $48,424
10 Paralegal $48,424
11 Nursing Assistant (CNA) $48,424
12 Welder $48,424
13 HVAC Technician $48,424
14 Police Officer $48,424
15 Project Manager $48,424
16 Graphic Designer $48,424
17 Data Analyst $48,424
18 Plumber $48,424
19 Carpenter $48,424
20 Human Resources Specialist $48,424
21 Physical Therapist $48,424
22 Financial Analyst $48,424
23 Construction Manager $48,424
24 Pharmacist $48,424
25 Web Developer $48,424
26 Firefighter $48,424
27 Dental Hygienist $48,424

OCity planning estimates. National occupation references are inputs; displayed city values are modeled rather than direct local BLS occupation rows.

Spearfish salary model: formulas, sources and limitations

Stored occupation model comparison

modeled estimate ÷ stored national reference = row comparison

On this owner, estimate-to-reference ratios are 0.307×–1.354× across occupations. Ratios can vary by occupation, so this is not described as one citywide multiplier or a direct local OEWS download.

Purchasing-power equivalent

modeled estimate ÷ 89.5 × 100

This comparison does not estimate taxes or take-home pay and is not an official BLS adjustment.

Limitations. “Average” is unweighted across selected occupations. Growth fields are national occupation projections, not local forecasts. City and metro geographies can differ. Repeated stored employment counts are not presented as local jobs.
BLS OEWS methodologyBLS national projectionsCensus/ACS income context

Model generated 2026-02-26; methodology reviewed July 16, 2026.

🏙️ Living Costs in Spearfish

🏠
1BR Rent
$760/mo
🏡
2BR Rent
$950/mo
🏘️
Median Home
$487,500
📉
Unemployment
2.2%
💳
Median Income
$59,731
🎓
College Educated
44%
🚶
Walk Score
30/100
📊
Cost of Living
90
Very Affordable
📊 Full Cost of Living Breakdown → 🏠 Real Estate Market →

🧮 Test Your Spearfish Budget

Use scenario tools to compare gross pay and city cost context. Results depend on the inputs and do not guarantee take-home pay, housing approval or affordability.

💰 Decode a Job Offer 🔄 Salary Equivalence Calculator 🔍 Career Arbitrage Tool

❓ Spearfish Salary FAQ

What does the average salary in Spearfish mean on this page?

▼
$55,210 is the unweighted arithmetic average of the modeled medians for 27 selected occupations. It is not an official mean or median for all Spearfish workers.

What is the monthly salary estimate in Spearfish?

▼
The selected-occupation model average equals about $4,601 per month before taxes and deductions. This gross arithmetic conversion is not take-home pay or household income.

What is a good salary in Spearfish?

▼
There is no universal threshold. Household size, current housing quotes, taxes, debt, benefits, transportation and other recurring costs determine fit. The figures here are planning references, not affordability guarantees.

Are these direct local BLS salary observations for Spearfish?

▼
No. Each stored city planning estimate is compared with its stored national occupation reference. The estimate-to-reference relationship is 0.307×–1.354× across occupations; it is not represented as one universal city multiplier or a direct local BLS observation.

📝 Planning Takeaways for Spearfish

Use the occupation rows to compare modeled gross-pay references, not to predict an offer. Validate the exact role, experience level, employer, benefits and location. Then model taxes and current household costs before making a relocation or career decision.

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Explore Spearfish Further

🏙️ Spearfish City Overview 💰 Cost of Living 🏠 Real Estate 📊 Browse Salaries by City 💼 All Career Guides 🏘️ Neighborhood Guide 🔍 Career Arbitrage