Mililani Town CDP
Investment Analysis

Mililani Town CDP, HI
Housing Market Screening

City-level home-price and one-bedroom-rent references with transparent methodology and limitations.

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City-level screening

36.2x

Home price / annualized 1BR rent

Gross annual 1BR-rent reference
2.8%
Recorded YoY field
Not available

Not cap rate, ROI, valuation or buy-versus-rent advice. City fields may reflect different source years.

Median Home Price
$884,800
Average Rent (1BR)
$2,038/mo
Median Income
$124,123
Population
27,495

Housing Screening Context

Mililani Town CDP has a computed screening multiple of 36.2x and a gross annual 1BR-rent reference of 2.8%.

These values compare separate city-level fields, not one matched property. They exclude financing, taxes, insurance, maintenance, vacancy, transaction costs and tenure horizon.

Recorded year-over-year price change: Not available. Source period and forecast assumptions should be reviewed before scenario use.

Read the transparent methodology or open the Housing Research Hub.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $2,038
Annual Gross $24,456

Est. Monthly Expenses

Property Tax (~1.5%) -$1,106
Insurance (~0.5%) -$369
Maintenance (~1%) -$737
Est. Net Cash Flow -$174/mo

Price Forecast 2026–2028

🔮 Mililani Town CDP Price Forecast 20262028

Based on 5-year Zillow ZHVI trend analysis · Statistical projection
📈 Upward Trend
PROJECTEDNOW$876K2027$918K 4.8%2028$937K 6.9%20232025Now
$983K$823K
Current
$885K
2026
Projected
$918K
4.8% by 2027
Projected
$937K
6.9% by 2028
5yr CAGR:+3.5%
Confidence:Low
R²:0.45

The current data suggests the Mililani Town CDP housing market forecast points toward a period of stabilization rather than rapid growth. With a median home price of $884,800 and a price-to-rent ratio of 36.2x, the market is significantly more expensive than the national average, creating affordability headwinds. The lack of year-over-year price movement at 0.0% and a market temperature score of 50/100 indicate a balanced but cautious environment. For those asking will Mililani Town CDP home prices drop, the data suggests a plateau is more likely than a sharp decline. The steady 5-year CAGR of 5.2% shows historical resilience, but the current stagnation reflects tighter lending standards and local affordability limits. As we look toward the Mililani Town CDP real estate Mililani Town CDP 2027 outlook, the risk grade of C suggests investors should proceed with caution.

Local economic factors, including limited land for new development and Oahu's overall cost of living, will continue to support prices but may cap appreciation. The current days on market of 35 indicates a balanced pace, preventing the rapid overheating seen in previous years. While the 5-year price change of 29.2% demonstrates solid gains, the current verdict to RENT reflects that buying at these levels requires significant capital without immediate appreciation potential. The median rent of $2,038/mo remains a more accessible entry point for many residents compared to the high cost of ownership. Ultimately, the market is expected to trend sideways to slightly positive, driven by consistent local demand but constrained by affordability. A balanced assessment suggests stability for 2026-2028, with modest growth possible if interest rates ease, but significant price increases seem unlikely given the current valuation metrics.

Projected Cap Rate (2027)
1.6%
5yr CAGR
+3.5%

Job Market

Unemployment 2.9%
National avg: 3.7%
Job Growth (YoY) +2.1%

Healthcare

88
Score
Excellent

Risk Factors

Low Inventory

Market Position

Affordability Average
Safety Very Safe

ROI Projector Model an editable scenario

Adjust the sliders to model different investment scenarios for Mililani Town CDP.

Total ROI
-160%
on $176,960 invested
Annual ROI
NaN%
compounded
Total Return
-$282,547
appreciation + cashflow
Mo. Cash Flow
-$4,890
year 1 estimate
Equity Growth Over 5 Years
Y1184kY2192kY3200kY4209kY5218k
Appreciation
$0
Cash Flow
-$282,547
Final Equity
$218,441

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Scenario Calculator Estimate your monthly cashflow

Rental Cash-Flow Scenario

Pre-filled for Mililani Town CDP

Property

Purchase Price$884,800
Monthly Rent$2,038
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$4,285
Modeled Monthly Cash Flow
-$51,421/ year
-29.1%
Cash-on-Cash
0.3%
Cap Rate

Monthly Breakdown

+ Rental Income$2,038
− Mortgage (P&I)$4,474
− Property Tax$885
− Insurance$125
− Maintenance$737
− Vacancy Loss$102
= Net Cash Flow-$4,285

Scenario Summary

Down Payment
$176,960
Loan Amount
$707,840
Total Monthly Expenses
$6,323
Gross Yield
2.8%

Investor Toolkit

Research Mililani Town CDP before you invest

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: August 2026