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Housing-Cost Screening
Compare Housing-Cost Ratios by City
Enter annual gross income and choose a rent-share threshold to screen 200 recorded city rows. Results do not determine comfort, mortgage qualification or a complete household budget.
Adjustable
Rent-share threshold
4×
Price/income reference
200
Eligible city rows
Scenario
Not qualification
Your Annual Salary
$30K$150K$300K
$75,000
$6,250/month
Rent screening threshold30% of gross income
$1,875
Selected Housing Threshold
$300,000
4× Price Scenario
$225,000
3× Price Reference
Sort by:
Showing 50 cities
1
Toledo, OH
265K
$753
Rent (1BR)
12%
of Income
$150,000
Home Price
88
Screening score
Rent threshold match4× price match
2
Akron, OH
189K
$816
Rent (1BR)
13%
of Income
$151,000
Home Price
87
Screening score
Rent threshold match4× price match
3
Jackson, MS
144K
$997
Rent (1BR)
16%
of Income
$160,000
Home Price
87
Screening score
Rent threshold match4× price match
4
Detroit, MI
633K
$1,019
Rent (1BR)
16%
of Income
$99,500
Home Price
86
Screening score
Rent threshold match4× price match
5
Cleveland, OH
363K
$913
Rent (1BR)
15%
of Income
$150,000
Home Price
86
Screening score
Rent threshold match4× price match
6
Shreveport, LA
177K
$927
Rent (1BR)
15%
of Income
$184,900
Home Price
86
Screening score
Rent threshold match4× price match
7
Rockford, IL
146K
$785
Rent (1BR)
13%
of Income
$180,000
Home Price
86
Screening score
Rent threshold match4× price match
8
Columbus, GA
202K
$881
Rent (1BR)
14%
of Income
$198,200
Home Price
85
Screening score
Rent threshold match4× price match
9
Memphis, TN
619K
$1,146
Rent (1BR)
18%
of Income
$199,950
Home Price
83
Screening score
Rent threshold match4× price match
10
Springfield, MO
170K
$723
Rent (1BR)
12%
of Income
$215,000
Home Price
83
Screening score
Rent threshold match4× price match
11
Syracuse, NY
146K
$916
Rent (1BR)
15%
of Income
$190,000
Home Price
83
Screening score
Rent threshold match4× price match
12
Corpus Christi, TX
317K
$1,104
Rent (1BR)
18%
of Income
$218,600
Home Price
82
Screening score
Rent threshold match4× price match
13
Fort Wayne, IN
272K
$895
Rent (1BR)
14%
of Income
$225,000
Home Price
82
Screening score
Rent threshold match4× price match
14
Des Moines, IA
210K
$899
Rent (1BR)
14%
of Income
$211,500
Home Price
82
Screening score
Rent threshold match4× price match
15
Rochester, NY
207K
$1,050
Rent (1BR)
17%
of Income
$191,000
Home Price
82
Screening score
Rent threshold match4× price match
16
Montgomery, AL
195K
$913
Rent (1BR)
15%
of Income
$225,000
Home Price
82
Screening score
Rent threshold match4× price match
17
Brownsville, TX
190K
$761
Rent (1BR)
12%
of Income
$245,500
Home Price
82
Screening score
Rent threshold match4× price match
18
Buffalo, NY
275K
$992
Rent (1BR)
16%
of Income
$220,000
Home Price
81
Screening score
Rent threshold match4× price match
19
Lubbock, TX
267K
$931
Rent (1BR)
15%
of Income
$235,000
Home Price
81
Screening score
Rent threshold match4× price match
20
Fayetteville, NC
210K
$1,120
Rent (1BR)
18%
of Income
$236,000
Home Price
81
Screening score
Rent threshold match4× price match
21
Amarillo, TX
203K
$879
Rent (1BR)
14%
of Income
$240,000
Home Price
81
Screening score
Rent threshold match4× price match
22
Augusta-Richmond County, GA
203K
$961
Rent (1BR)
15%
of Income
$197,750
Home Price
81
Screening score
Rent threshold match4× price match
23
Birmingham, AL
197K
$1,109
Rent (1BR)
18%
of Income
$227,000
Home Price
81
Screening score
Rent threshold match4× price match
24
Mobile, AL
183K
$890
Rent (1BR)
14%
of Income
$235,000
Home Price
81
Screening score
Rent threshold match4× price match
25
Killeen, TX
160K
$900
Rent (1BR)
14%
of Income
$229,900
Home Price
81
Screening score
Rent threshold match4× price match
26
El Paso, TX
679K
$980
Rent (1BR)
16%
of Income
$247,000
Home Price
80
Screening score
Rent threshold match4× price match
27
Milwaukee, WI
561K
$979
Rent (1BR)
16%
of Income
$233,000
Home Price
80
Screening score
Rent threshold match4× price match
28
Tulsa, OK
411K
$900
Rent (1BR)
14%
of Income
$246,960
Home Price
80
Screening score
Rent threshold match4× price match
29
Indianapolis, IN
874K
$1,145
Rent (1BR)
18%
of Income
$250,000
Home Price
79
Screening score
Rent threshold match4× price match
30
Kansas City, KS
150K
$1,098
Rent (1BR)
18%
of Income
$250,000
Home Price
79
Screening score
Rent threshold match4× price match
31
San Antonio, TX
1.5M
$1,197
Rent (1BR)
19%
of Income
$264,900
Home Price
78
Screening score
Rent threshold match4× price match
32
Oklahoma City, OK
703K
$884
Rent (1BR)
14%
of Income
$269,000
Home Price
78
Screening score
Rent threshold match4× price match
33
Omaha, NE
483K
$971
Rent (1BR)
16%
of Income
$268,500
Home Price
78
Screening score
Rent threshold match4× price match
34
Wichita, KS
396K
$774
Rent (1BR)
12%
of Income
$256,500
Home Price
78
Screening score
Rent threshold match4× price match
35
Laredo, TX
253K
$881
Rent (1BR)
14%
of Income
$282,999
Home Price
78
Screening score
Rent threshold match4× price match
36
Winston-Salem, NC
253K
$936
Rent (1BR)
15%
of Income
$270,000
Home Price
78
Screening score
Rent threshold match4× price match
37
Baton Rouge, LA
220K
$1,124
Rent (1BR)
18%
of Income
$275,500
Home Price
78
Screening score
Rent threshold match4× price match
38
Pasadena, TX
147K
$1,252
Rent (1BR)
20%
of Income
$237,000
Home Price
78
Screening score
Rent threshold match4× price match
39
McAllen, TX
147K
$781
Rent (1BR)
12%
of Income
$296,500
Home Price
78
Screening score
Rent threshold match4× price match
40
Waco, TX
145K
$1,011
Rent (1BR)
16%
of Income
$270,000
Home Price
78
Screening score
Rent threshold match4× price match
41
Columbia, SC
142K
$1,110
Rent (1BR)
18%
of Income
$269,100
Home Price
78
Screening score
Rent threshold match4× price match
42
Pittsburgh, PA
303K
$965
Rent (1BR)
15%
of Income
$275,000
Home Price
77
Screening score
Rent threshold match4× price match
43
Little Rock, AR
204K
$950
Rent (1BR)
15%
of Income
$289,000
Home Price
77
Screening score
Rent threshold match4× price match
44
Greensboro, NC
302K
$1,042
Rent (1BR)
17%
of Income
$290,000
Home Price
76
Screening score
Rent threshold match4× price match
45
Lincoln, NE
295K
$856
Rent (1BR)
14%
of Income
$289,999
Home Price
76
Screening score
Rent threshold match4× price match
46
St. Louis, MO
282K
$972
Rent (1BR)
16%
of Income
$270,000
Home Price
76
Screening score
Rent threshold match4× price match
47
Tallahassee, FL
202K
$1,183
Rent (1BR)
19%
of Income
$280,000
Home Price
76
Screening score
Rent threshold match4× price match
48
Grand Rapids, MI
197K
$1,142
Rent (1BR)
18%
of Income
$285,000
Home Price
76
Screening score
Rent threshold match4× price match
49
Albuquerque, NM
560K
$1,005
Rent (1BR)
16%
of Income
$300,100
Home Price
75
Screening score
Rent threshold match
50
Cincinnati, OH
311K
$919
Rent (1BR)
15%
of Income
$300,000
Home Price
75
Screening score
Rent threshold match4× price match
Affordability Score = 40% Rent-to-Income + 30% Price-to-Income + 30% Cost of Living Index
Rent threshold = selected gross-income share • Price reference = home price < 4× annual salary
How We Calculate Affordability
Adjustable rent reference
Compare recorded monthly 1BR rent with a user-selected share of gross monthly income. It is not a universal spending recommendation.
4× price reference
The home-price/income multiple is a screening reference only; financing depends on rates, down payment, debt, taxes, insurance and lender rules.
Editorial screening score
The score combines rent share, price/income and recorded cost index with visible weights. It is not purchasing power or personal affordability.