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Where Can You Afford to Live?
Enter your salary and we'll show you which cities fit your budget. We calculate rent-to-income ratios and home affordability for 200+ cities.
30%
Max Rent Rule
4x
Max Home Price
200+
Cities Analyzed
2026
Latest Data
Your Annual Salary
$30K$150K$300K
$75,000
$6,250/month
$4,688
Monthly After Tax (est)
$1,875
30% Housing Budget
$300,000
Max Home Price (4x)
$225,000
Safe Home Price (3x)
Sort by:
Showing 50 cities
1
Toledo, OH
265K
$753
Rent (1BR)
12%
of Income
$130,900
Home Price
88
Score
✓ Rent OK✓ Buy OK
2
Jackson, MS
144K
$997
Rent (1BR)
16%
of Income
$108,000
Home Price
88
Score
✓ Rent OK✓ Buy OK
3
Akron, OH
189K
$816
Rent (1BR)
13%
of Income
$130,000
Home Price
87
Score
✓ Rent OK✓ Buy OK
4
Detroit, MI
633K
$1,019
Rent (1BR)
16%
of Income
$99,500
Home Price
86
Score
✓ Rent OK✓ Buy OK
5
Cleveland, OH
363K
$913
Rent (1BR)
15%
of Income
$125,000
Home Price
86
Score
✓ Rent OK✓ Buy OK
6
Birmingham, AL
197K
$1,109
Rent (1BR)
18%
of Income
$165,000
Home Price
86
Score
✓ Rent OK✓ Buy OK
7
Shreveport, LA
177K
$927
Rent (1BR)
15%
of Income
$184,900
Home Price
86
Score
✓ Rent OK✓ Buy OK
8
Rockford, IL
146K
$785
Rent (1BR)
13%
of Income
$180,000
Home Price
86
Score
✓ Rent OK✓ Buy OK
9
Columbus, GA
202K
$881
Rent (1BR)
14%
of Income
$198,200
Home Price
85
Score
✓ Rent OK✓ Buy OK
10
Montgomery, AL
195K
$913
Rent (1BR)
15%
of Income
$180,000
Home Price
85
Score
✓ Rent OK✓ Buy OK
11
Memphis, TN
619K
$1,146
Rent (1BR)
18%
of Income
$199,950
Home Price
83
Score
✓ Rent OK✓ Buy OK
12
Springfield, MO
170K
$723
Rent (1BR)
12%
of Income
$215,000
Home Price
83
Score
✓ Rent OK✓ Buy OK
13
Kansas City, KS
150K
$1,098
Rent (1BR)
18%
of Income
$200,000
Home Price
83
Score
✓ Rent OK✓ Buy OK
14
Syracuse, NY
146K
$916
Rent (1BR)
15%
of Income
$190,000
Home Price
83
Score
✓ Rent OK✓ Buy OK
15
Corpus Christi, TX
317K
$1,104
Rent (1BR)
18%
of Income
$218,600
Home Price
82
Score
✓ Rent OK✓ Buy OK
16
Fort Wayne, IN
272K
$895
Rent (1BR)
14%
of Income
$225,000
Home Price
82
Score
✓ Rent OK✓ Buy OK
17
Des Moines, IA
210K
$899
Rent (1BR)
14%
of Income
$211,500
Home Price
82
Score
✓ Rent OK✓ Buy OK
18
Brownsville, TX
190K
$761
Rent (1BR)
12%
of Income
$245,500
Home Price
82
Score
✓ Rent OK✓ Buy OK
19
Wichita, KS
396K
$774
Rent (1BR)
12%
of Income
$215,000
Home Price
81
Score
✓ Rent OK✓ Buy OK
20
Buffalo, NY
275K
$992
Rent (1BR)
16%
of Income
$220,000
Home Price
81
Score
✓ Rent OK✓ Buy OK
21
Lubbock, TX
267K
$931
Rent (1BR)
15%
of Income
$235,000
Home Price
81
Score
✓ Rent OK✓ Buy OK
22
Baton Rouge, LA
220K
$1,124
Rent (1BR)
18%
of Income
$231,750
Home Price
81
Score
✓ Rent OK✓ Buy OK
23
Fayetteville, NC
210K
$1,120
Rent (1BR)
18%
of Income
$236,000
Home Price
81
Score
✓ Rent OK✓ Buy OK
24
Amarillo, TX
203K
$879
Rent (1BR)
14%
of Income
$240,000
Home Price
81
Score
✓ Rent OK✓ Buy OK
25
Augusta-Richmond County, GA
203K
$961
Rent (1BR)
15%
of Income
$197,750
Home Price
81
Score
✓ Rent OK✓ Buy OK
26
Mobile, AL
183K
$890
Rent (1BR)
14%
of Income
$235,000
Home Price
81
Score
✓ Rent OK✓ Buy OK
27
Killeen, TX
160K
$900
Rent (1BR)
14%
of Income
$229,900
Home Price
81
Score
✓ Rent OK✓ Buy OK
28
El Paso, TX
679K
$980
Rent (1BR)
16%
of Income
$247,000
Home Price
80
Score
✓ Rent OK✓ Buy OK
29
Milwaukee, WI
561K
$979
Rent (1BR)
16%
of Income
$233,000
Home Price
80
Score
✓ Rent OK✓ Buy OK
30
Tulsa, OK
411K
$900
Rent (1BR)
14%
of Income
$246,960
Home Price
80
Score
✓ Rent OK✓ Buy OK
31
Pittsburgh, PA
303K
$965
Rent (1BR)
15%
of Income
$235,000
Home Price
80
Score
✓ Rent OK✓ Buy OK
32
Little Rock, AR
204K
$950
Rent (1BR)
15%
of Income
$248,750
Home Price
80
Score
✓ Rent OK✓ Buy OK
33
McAllen, TX
147K
$781
Rent (1BR)
12%
of Income
$264,000
Home Price
80
Score
✓ Rent OK✓ Buy OK
34
Indianapolis, IN
874K
$1,145
Rent (1BR)
18%
of Income
$250,000
Home Price
79
Score
✓ Rent OK✓ Buy OK
35
Cincinnati, OH
311K
$919
Rent (1BR)
15%
of Income
$249,015
Home Price
79
Score
✓ Rent OK✓ Buy OK
36
St. Louis, MO
282K
$972
Rent (1BR)
16%
of Income
$235,000
Home Price
79
Score
✓ Rent OK✓ Buy OK
37
San Antonio, TX
1.5M
$1,197
Rent (1BR)
19%
of Income
$264,900
Home Price
78
Score
✓ Rent OK✓ Buy OK
38
Oklahoma City, OK
703K
$884
Rent (1BR)
14%
of Income
$269,000
Home Price
78
Score
✓ Rent OK✓ Buy OK
39
Omaha, NE
483K
$971
Rent (1BR)
16%
of Income
$268,500
Home Price
78
Score
✓ Rent OK✓ Buy OK
40
Laredo, TX
253K
$881
Rent (1BR)
14%
of Income
$282,999
Home Price
78
Score
✓ Rent OK✓ Buy OK
41
Winston-Salem, NC
253K
$936
Rent (1BR)
15%
of Income
$270,000
Home Price
78
Score
✓ Rent OK✓ Buy OK
42
Pasadena, TX
147K
$1,252
Rent (1BR)
20%
of Income
$237,000
Home Price
78
Score
✓ Rent OK✓ Buy OK
43
Waco, TX
145K
$1,011
Rent (1BR)
16%
of Income
$270,000
Home Price
78
Score
✓ Rent OK✓ Buy OK
44
Columbia, SC
142K
$1,110
Rent (1BR)
18%
of Income
$269,100
Home Price
78
Score
✓ Rent OK✓ Buy OK
45
Columbus, OH
909K
$1,065
Rent (1BR)
17%
of Income
$268,625
Home Price
77
Score
✓ Rent OK✓ Buy OK
46
Louisville/Jefferson County, KY
623K
$1,077
Rent (1BR)
17%
of Income
$233,900
Home Price
77
Score
✓ Rent OK✓ Buy OK
47
Kansas City, MO
511K
$1,098
Rent (1BR)
18%
of Income
$288,500
Home Price
76
Score
✓ Rent OK✓ Buy OK
48
Greensboro, NC
302K
$1,042
Rent (1BR)
17%
of Income
$290,000
Home Price
76
Score
✓ Rent OK✓ Buy OK
49
Lincoln, NE
295K
$856
Rent (1BR)
14%
of Income
$289,999
Home Price
76
Score
✓ Rent OK✓ Buy OK
50
Tallahassee, FL
202K
$1,183
Rent (1BR)
19%
of Income
$280,000
Home Price
76
Score
✓ Rent OK✓ Buy OK
Affordability Score = 40% Rent-to-Income + 30% Price-to-Income + 30% Cost of Living Index
Rent affordable = <30% of income • Buy affordable = Home price < 4x annual salary
How We Calculate Affordability
30% Rent Rule
Financial experts recommend spending no more than 30% of gross income on housing.
4x Price-to-Income
Home prices above 4x your annual salary become difficult to finance and maintain.
COL Adjustment
We factor in local cost of living to show your true purchasing power in each city.